Trick or Treat?

Happy Halloween! There is an odd sense of momentum toward the holiday season and the end of the year, so as we move toward year end will yours end with a trick or a treat? Think back to the beginning of the year. Have you made the progress you expected toward your profitability goals? Yes? That’s awesome congratulations! If you answered no, don’t despair, there is still time to get some of those treats. One thing that you can do between now and the end of the year is review your credit card and bank statements and question each recurring charge. Are you still using the service? Has it gone up to the point it’s no longer cost effective? Another item you may not have questioned in a long t

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